The payment gateway aka FinTech was the old story, the updated one is about the using of the FinTech-money to buy more than the legal-cash-note-money can buy. Due to the FinTech company would keep of launching the offer, limited member offer, specially offer, coupon, buy-points, air-miles, discount, crowd-buy etc. There are all saving money options. And Google Pay is one of the gateway contributing as a faster casier, which is same as Apple-Pay.
Before that, the smart phone FinTech is about the NFC payment likely the mini-pay to the public vehicles, then, the mini payment to the likely game, ebook, DRM files etc.
Currently, it's about likely a back statement to record all personal buying-cash-flow to analysis the personal finance performance, personal load-service is one of the extended applications from it, and the building of a smart city credit-system is also another options. And the using to the Uber service is an innovation too. For example, Uber car is not allowed in Hong Kong, people can only use it with APP and settle the payment with Paypal or credit card online to the driver, which is about the innovation from FinTech to the real business.
In China, even more, which is a channel integrate all into one to provide the finance service and offer to the local people and the social weak. They can have the offer to save the money and keep their cash more safety from using such FinTech.
Before that, the smart phone FinTech is about the NFC payment likely the mini-pay to the public vehicles, then, the mini payment to the likely game, ebook, DRM files etc.
Currently, it's about likely a back statement to record all personal buying-cash-flow to analysis the personal finance performance, personal load-service is one of the extended applications from it, and the building of a smart city credit-system is also another options. And the using to the Uber service is an innovation too. For example, Uber car is not allowed in Hong Kong, people can only use it with APP and settle the payment with Paypal or credit card online to the driver, which is about the innovation from FinTech to the real business.
In China, even more, which is a channel integrate all into one to provide the finance service and offer to the local people and the social weak. They can have the offer to save the money and keep their cash more safety from using such FinTech.
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